Everything You Need to Know About Commercial Property Loans

Your guide to understanding how commercial property loans work, their benefits, and how they can help grow your business and wealth.
  • Discover flexible loan options suited to your unique needs.
  • Learn how to maximise rental yields and build long-term equity.
  • Simplify the process with expert guidance every step of the way.
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What Are Commercial Property Loans?

Commercial property loans are designed to finance the purchase, development, or refinancing of properties like office buildings, retail spaces, warehouses, or apartment complexes.

  • Business owners can use it to secure a permanent space for operations and reduce leasing costs.
  • Investors can use it to generate higher rental yield and benefit from long-term capital growth
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Key Features of Commercial Property Loans

  • Flexible Loan Types:

    • Full-Doc Loans: Require comprehensive financial documentation for the best rates.
    • Lease-Doc Loans: Use rental income to prove repayment capacity.
    • Loans: Simplified approvals with minimal documentation.
  • High borrowing capacity: Funding available from $100,000 to $5 million
  • Custom Terms: Choose fixed or variable interest rates, interest-only periods, and more.
  • Repayment Terms: Choose between 5 years and 30 years
  • Property Coverage: Suitable for offices, retail spaces, industrial sites, and specialised properties.
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Why Consider a Commercial Loan?

  • Increased Working Capital: Maintain a steady cash flow to cover daily operational expenses, payroll or inventory.
  • Higher Rental Yields: Generate more income than typical residential properties.
  • Asset Growth: Build equity over time as property values appreciate.
  • Investment Diversity: Expand your portfolio with high-performing commercial assets.
  • Tax Advantages: Interest paid on commercial loans are tax deductible, which can lower your overall tax burden.
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Get Help From Commercial Property Experts

At Home Loan Experts, we simplify the complexities of commercial loans:

  • We match you with the right loan for your goals.
  • Our brokers explain every step and help you make informed decisions.
  • Access major banks and niche lenders for competitive rates and terms.
Get A Free Assessment

50+ lenders for you to choose from

Our brokers will compare thousands of home loans to find you the best fit.

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Commercial Loan Solutions For You

We can help you get the right commercial loan in 3 easy steps.

  • Enquire with us.

    Complete our free online assessment form to see if you qualify for a commercial loan. Or connect with a specialist at 1300 889 743

  • Understand your situation.

    A dedicated expert will connect with you to understand your specific goals. Together, we’ll assess your current mortgage standing.

  • Secure your ideal solution.

    Leverage our network of lenders to find the best option based on your needs.