Author: Otto Dargan

Property Still Booming, As Values Rise 2.2% In May

personOtto Dargan access_timeJune 2, 2021

CoreLogic data shows that the home value index for May was up 2.2%. The rise in May was stronger than in April, when prices rose by 1.8%. However, the rise is still weaker than the 32-year-high recorded in March 2021, which was 2.8%. The combined capital city home values...

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Cash Rates Unchanged In June: Investors Moving In

personOtto Dargan access_timeJune 2, 2021

The rapid surge in housing prices throughout 2021 hasn’t affected RBA’s stand on the cash rates. The bank held the cash rates at 0.1 per cent in June and is adamant that it will keep the cash rates low until at least 2023. This has helped in creating a property boom...

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If Interest Rates Are Rising, Should You Fix Your Loan Now?

personOtto Dargan access_timeMay 31, 2021

In the past few weeks, Australia’s major banks have begun raising their long-term fixed interest rates. Experts predict that interest rates might get adjusted higher in July again. So, as borrowers, it makes perfect sense to ask, “Should I fix my loan now?” With...

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Australians Anxious About Buying A Home

personOtto Dargan access_timeMay 31, 2021

An online bank owned by NAB surveyed 1,031 Australians from 8 to 10 March 2021. The results from the survey revealed Australians want to buy a home, but they needed more information regarding home loans: 44% of non-homeowners are anxious about buying their first home....

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How COVID-19 Has Affected The Regional Property Market

personOtto Dargan access_timeMay 28, 2021

One of the most significant impacts of COVID-19 in Australia has been the ‘working from home’ shift. According to the Household Impacts of COVID-19 Survey in February, 41% of people with a job have worked from home at least once a week in February 2021. Before March 2020,...

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Family Home Guarantee – Is It Accessible By The Lower Class?

personOtto Dargan access_timeMay 25, 2021

The new Family Home Guarantee scheme, allows single parents to buy a property with as little as a 2% deposit. The government acts as a guarantor to waive the need for the lender’s mortgage insurance. However, single parents fear that they could struggle to be approved for...

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The Most Affordable New Cars In Australia Today

personOtto Dargan access_timeMay 24, 2021

error The article was written by Nodifi. To provide you with the best product and services, we partnered with Nodifi to bring you tailored asset finance solutions. Firstly, ‘affordable’ doesn’t have to mean ‘cheap’. We’ve listed cars in different categories...

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Banks Are Raising Long-Term Interest Rates

personOtto Dargan access_timeMay 21, 2021

Australia’s major banks have begun raising long-term fixed interest rates in the past few weeks. Term CBA Westpac ANZ NAB 3 year fixed 2.19% 1.88% 2.04% 1.98% 4 year fixed 2.24% 2.19% 2.24% 2.19% 5...

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Stamp Duty Victoria—How Will The Planned Increase Affect Homebuyers?

personOtto Dargan access_timeMay 20, 2021

Victoria has planned an increase in its property tax. This hike will further increase an already high stamp duty Victoria has compared to other states. The plan is now hotly debated; many charge the state government of unfairness. If the planned tax hike goes through, homebuyers...

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How To Get A Car Loan With A Cosigner

personOtto Dargan access_timeMay 19, 2021

error The article was written by Nodifi. To provide you with the best product and services, we partnered with Nodifi to bring you tailored asset finance solutions. Credit lenders can decline loan applicants for a variety of reasons – poor credit history, applicant...

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