Author: Otto Dargan
How Do Sharia Compliant Home Loans Work?
According to Australia’s most recent census, the Muslim population in Australia has reached more than 476,291, a drop in the ocean compared to our total population (2% to be exact). Despite this, the majority of Muslims follow sharia (shari’ah) law, meaning there are...
Read morefolderCategory: Home Loan Articles
bookmarkTags: Home Loan, Islamic Banking, Mortgage, Shari'ah, Sharia-Compliant
The Truth About Being A Home Loan Guarantor
If you’re a mum or dad, chances are that you’re watching property prices going up across the country and worrying a lot about your kids buying a home of their own one day. You may have thought about helping your child out by acting as a guarantor on their home loan, but...
Read morefolderCategory: No Deposit Home Loans
bookmarkTags: Deposit, First home Buyer, guarantor, Guarantor loan, Home Loan, Lenders Mortgage Insurance, Mortgage, No deposit Home Loan
The Future Of Australian Real Estate
Is the housing boom over? For some parts of Australia the property market may have reached its peak. The key for investors is to identify which parts of the market are going to do well and which are a house of cards. If you’re thinking about buying a new unit...
Read morefolderCategory: News
bookmarkTags: News, Predictions, Property Investment
Major Bank Cuts Lending To 33 Postcodes
In a surprise move on Friday, National Australia Bank (NAB) announced that it was expanding its restricted postcode list to include many more inner city and regional areas. The bank will now restrict lending in these areas by requiring people to have a larger deposit or more...
Read morefolderCategory: News, Policy Changes
bookmarkTags: Banks, Deposit, Lenders Mortgage Insurance, News, Predictions
folderCategory: News, Property Types
bookmarkTags: Credit Score, Refinance, Valuation
Newsflash: RBA Cuts Rate Again!
It’s unlikely your bank will pass it on so what should you do? For the second time in 3 months, the Reserve Bank of Australia (RBA) has once again dropped the official cash rate, this time by 25 basis points to a new record low of 1.5%. Some of the banks have already...
Read morefolderCategory: News
bookmarkTags: Interest Rates, Mortgage, Predictions, Refinance
Can Santa Get Approved For A Home Loan?
He brings joy to billions of children (and misguided adults) around the world but could Santa Claus actually be knocked back for a home loan in Australia? The answer may surprise you! How Does St Nick Make Money Anyway? (Proving Your Income) Banks can be really tough...
Read morefolderCategory: Home Loan Articles
bookmarkTags: Banks, Home Loan, Mortgage Broker
It’s Official: We’re Best Customer Service Finalists!
Can we win 5 Better Business Awards? Home Loan Experts (HLE) has been named as a finalist in five categories in the 2016 Better Business Awards, including ‘Best Customer Service – Office’. It’s the second time we’ve been nominated for best...
Read morefolderCategory: News
bookmarkTags: Awards, better business awards
Home Loan Experts Wins Best Community Engagement
After years of supporting Nepal through health and education initiatives, Home Loan Experts (HLE) was humbled to win the ‘Best Community Engagement’ category in the 2015 Australian Mortgage Awards (AMAs). The AMAs, now in its fourteenth year, are run by Australian...
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folderCategory: Home Loan Articles
bookmarkTags: Deposit, FHOG, first home, First home Buyer, First Home Owners Grant, first home saver account, Home Loan, Mortgage, News