Author: Otto Dargan
Weird Money And The Strange History Of Banks
Do you have money in the bank? How about a mortgage? The reason why we have banks may shock you. In fact, banks sort of started by accident! From trading chickens for a beer and a feed, to the introduction of paper notes and lending, without banks we wouldn’t live in...
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The Top 10 Most Liveable Suburbs In Australia Right Now
We here at Home Loan Experts just love to talk about property, whether it’s about the current property boom or what the Australian real estate market will look like 10 years from now. Apart from median house prices, rental yields and the overall investment potential...
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bookmarkTags: Home Loan, home loans, Houses, Liveability, Mortgage, Property Investment, Suburbs
Is Your Property Located In One Of These Risky Suburbs?
Did you hear? Your suburb may be on a list of high risk postcodes as identified by one of the Australia’s biggest banks! National Australia Bank (NAB) has identified 40 suburbs where “significant deterioration in credit risk has been observed” and a further 43 suburbs...
Read morefolderCategory: Policy Changes
bookmarkTags: Deposit, First home Buyer, Home, Home Loan, Investment, Lenders Mortgage Insurance, LMI, Mortgage, News
folderCategory: Home Loan Articles, Infographics
bookmarkTags: Home Loan, Interest Rates, Investment Strategy, Mortgage
Buying A Property? 5 Questions You Must Answer
Are you dreaming of someday owning a home of your own? If you’ve never bought a property before, there are some questions you should answer before you actually get down to buying one. Here are 5 questions that can help you plan out how to buy a property in Australia. What...
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bookmarkTags: first home, First home Buyer, First Home Owners Grant, Home Loan, Mortgage, residential property
What Is The Bank Standard Variable Rate?
You may have heard your bank advertise its so-called bank standard variable rate (SVR) but what is it exactly? Well, it’s the variable rate that fluctuates depending on cash rate changes made by the Reserve Bank of Australia (RBA) but the real question is whether you can...
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When Land Used To Be Free In Australia
Did you know that there was a time when Australians were given acres of land for free by the government? How times have changed! When you’re not paying a premium for prime real estate in a good location, you’ll also need to cover the costs of stamp duty, legal costs,...
Read morefolderCategory: Infographics
bookmarkTags: Government, history, land grant, NSW
Cadmans Cottage: The Story Of The Oldest House In Sydney
Australia was discovered less than 250 years ago and only became a nation in 1901, making us one of the youngest western nations in the world. Luckily for us though, our youth means there are still remnants of our colonial past scattered across the country, particularly...
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bookmarkTags: Property, Property Investment
Home Loan Experts Is An Employer Of Choice
Beating companies twice our size from a number of different industries, Home Loan Experts has been named a 2015 Employer of Choice by Human Resources Director (HRD) magazine. The annual HR survey highlights the best companies to work for in Australia based on ratings from...
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The Fascinating Evolution Of Australian Home Loans
Getting a job, saving a deposit and applying for a home loan to buy your own property is an Australian institution. Today, around 60.8% or $1.5 trillion of total national credit is used for mortgage finance and, in the month of April 2015 alone, a total of 19,045 residential...
Read morefolderCategory: Infographics