Author: Otto Dargan
It’s Official: We Offer The Best Customer Care
Home Loan Experts has won the ‘Best Customer Service – Office’ category in the 2015 Better Business Awards. Why did we win? Home Loan Experts managing director Otto Dargan said being recognised for customer service was not just about having an expert...
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bookmarkTags: First home Buyer, Home Loan, Mortgage Broker, News
11 Reasons Your Home Loan May Be Declined
Has your home loan application ever been knocked back by a bank? Many lenders in Australia are quite strict when it comes to allowing people to borrow money for a home and chances are one of these 11 reasons will be the basis for why your application is knocked back. Keep...
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bookmarkTags: Credit Score, Deposit, Lenders Mortgage Insurance, Self Employed
8 Tricks To Save For A Home Loan
Let’s face it, having a regular savings plan was a lot easier when you were younger: you might have been earning a lot less but you didn’t have to keep up with things like rent and bills. You’re probably earning a higher wage now but with property prices continuing...
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bookmarkTags: Debts, Deposit, First home Buyer, Home Loan, Report
Buying A Property? Get Legal Advice First
So you’ve found the perfect home and want to buy it now. Great! There’s just a few things you need to do before you can settle on the property. Do you know what type of ownership you want and what restrictions there are on the property? Trying to grasp the legal...
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Cash Rate Cut To 2.25%, Borrowers Winning
The official cash rate was slashed by a quarter of a percentage to 2.25% this week and some banks and major lenders have already started passing on the drop with massively reduced fixed and variable rates. At the Reserve Bank of Australia’s (RBA) monetary policy decision...
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6 Traps Of Overseas Property Investing
The Australian property market is an investor’s paradise thanks to robust house prices that are likely to continue to grow over the next few years. For investors though, it’s not hard to wonder if and when the good times will come to an end. Rather than trying to choose...
Read morefolderCategory: Investment Loans
bookmarkTags: Investment, Investment Strategy, Investors, Property Investment
Can You Reduce Or Avoid LMI?
LMI is a one off fee payable when borrowing more than 80% of the property value. On top of that, it only protects the bank, not you, if you default on your mortgage. It can also be majorly expensive, which kind of sucks! To put the cost into perspective, if you borrowed...
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bookmarkTags: Banks, Deposit, Doctor, Exemption, First home Buyer, Home Loan, Lenders Mortgage Insurance
85% Tax Debt Home Loan
Refinance an outstanding tax debt For self-employed people completing a tax return can be complex and time-consuming. It doesn’t always get done on time, mistakes can be made and come tax time you may be hit with a tax debt from the Australian Taxation Office (ATO). Getting...
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bookmarkTags: Banks, Debts, Home Loan, Lenders, Mortgage, Refinance, Small Business
Investec Home Loans: What Happened?
Specialist lender Investec sold off its Australian professional banking arm for $440 million earlier this year and many high net worth professionals have been left wondering where they should go for a home loan. As part of our High Net Worth Clients Package you may be eligible...
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bookmarkTags: Doctor, Exemption, Home Loan, Investment, Investment Strategy, Investors, Loan, News, Property Investment
How Do Guarantor Home Loans Work?
Are you struggling to save up enough for a deposit to buy a home? According to the RP Data-Rismark Home Value Index (May 2012-June 2014), the past two years has seen average capital city house prices rise by around 16 per cent. That’s great if you’re an investor. For...
Read morefolderCategory: No Deposit Home Loans, Videos
bookmarkTags: Debts, Deposit, First home Buyer, Home Loan, Lenders Mortgage Insurance