Author: Otto Dargan
5 Ways Real Estate Agents Stretch The Truth
Real estate agents stretching the truth? So you’ve found a house that you might be interested in and you have some questions for the real estate agent. The question is can you really trust everything they tell you? Of course, not every real estate agent...
Read morefolderCategory: Infographics
bookmarkTags: First home Buyer, Home, Home Loan, real estate agents
How Infrastructure Projects Can Push Up Property Prices
It’s no secret that house prices are continuing to rise across Australia and it’s not just in the capital cities. Although a lack of supply coupled with the significant growth in our population are major reasons for this exponential growth, infrastructure projects announced...
Read morefolderCategory: Property Types
bookmarkTags: Government, Home, Investment, Investment Strategy, Investors, Predictions, Property Investment
Another Way To Get Your Kids To Move Out
Great news! A brand new home loan from one of our lenders is giving parents the opportunity to help their children to buy a home and avoid some of the associated risks that come along with being a guarantor. You could also stand to make a profit as well! How does it work? Well,...
Read morefolderCategory: No Deposit Home Loans
bookmarkTags: Home, Home Loan, Investment, Loan, Mortgage
5 Hot Property Negotiation Tips
5 Tips Real Estate Agents Don’t Want You To Know Buying a home can be a confusing process especially if you are a first home buyer. Worse still, your real estate agent may not be making things any easier for you either. So how do you deal with a vendor...
Read morefolderCategory: Infographics
bookmarkTags: First home Buyer, Home
Australian Broking Awards: We’re A Finalist!
Home Loan Experts is proud to announce that it has been named as an official finalist in both the ‘Best Training and Education’ and ‘Best Office – Non-Franchise’ categories in the Australian Broking Awards (ABAs) 2014. We find out if we’re winners on the awards...
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Save A Deposit Or Pay Off Debts?
The first step in buying a home is to get your finances in order. There are many would-be home buyers who have some small debts like a credit card or personal but no savings. So should you save a deposit or pay off debts? Step 1: Can you buy now with no deposit? You didn’t...
Read morefolderCategory: Home Loan Articles
bookmarkTags: Credit Score, Debts, Deposit, First home Buyer, Home Loan, Mortgage
Tips For Buying Off The Plan
Should you buy a new or established property? Many first home buyers and investors choose to buy a new property but few of them have investigated if this is the right choice for them or know which property to buy. Who should buy off the plan? Not everyone gets the same...
Read morefolderCategory: Property Types
bookmarkTags: First Home Owners Grant, Home Loan, Investment, Investors, Mortgage, Property Investment
Home Loan With Spouse’s Income
Many couples choose to separate the ownership of assets from the source of income. For example, the husband may have a good income and the wife may buy the family home in her name with a home loan in both names. Unfortunately, many banks don’t like this structure or many...
Read morefolderCategory: Home Loan Articles, Investment Loans, Policy Changes
bookmarkTags: Banks, Home Loan, Investment Strategy, Investors, Mortgage, Ownership
How Banks Read Your Payslips
When you apply for a home loan you’ll be asked to provide certain documents to support what you have written on your application form. One of the most important documents, and most poorly understood, are your payslips. What do the banks need? Most lenders will ask...
Read morefolderCategory: Home Loan Articles, Unusual Employment Loans
bookmarkTags: Banks, Loan, Mortgage Broker, Self Employed