Author: Otto Dargan
Why Expats & Non-Residents Are Flocking To Australia’s Property Market
The number of expats and other non-residents interested in buying investment property in Australia is rising. Home Loan Experts’ data showed a 100% rise in expat enquiries for investment properties in January 2023, compared with the lowest point in 2022. A further surge of...
Read morefolderCategory: Overseas Borrowers
bookmarkTags: foreign investment, Investors, Non-Resident, Property Investment
How Rate Rises Can Affect Your Pre-Approval | Home Loan Experts
If you are in the market for a new home, you have probably heard of pre-approval – an agreement with a lender in which it confirms that it is willing to lend you a certain amount of money to purchase a home. But did you know that rising interest rates can affect your pre-approval,...
Read morefolderCategory: Home Loan Articles
bookmarkTags: Interest Rates, Pre approval, Property Market
Refinance Now Or Wait: Is The Peak Of Interest Rate Increases Behind Us?
Refinancing can be a smart financial move for homeowners looking to save money in the long run or reduce their short-term living expenses. Despite the record numbers of mortgage holders who have already taken advantage of refinancing, many have yet to explore whether they could...
Read morefolderCategory: cash rate, Fixed Rate Loans, Property Market, Variable Rate Home Loans
bookmarkTags: fixed or variable, fixed rate loan, refinancing, variable rate loan
folderCategory: Property Market
bookmarkTags: Australian property market, Property Buyers, Property Investment
Should I Buy A House When Prices Are Falling In 2023?
The housing market in Australia is constantly evolving, with prices and demand fluctuating over time. Currently, there are concerns about the slowdown in the market, with prices falling in most areas. For many potential homebuyers, this uncertainty can make the idea of buying...
Read morefolderCategory: Property Market
bookmarkTags: 2023 property market predictions, falling market
How Hybrid Work Shaped Today’s Property Market
Hybrid work refers to the arrangement of working from both home and office or alternating between these two. The specifics might differ based on the company’s policy or the nature of your work. Working from home has become a common part of life today. Technology has...
Read morefolderCategory: Property Market
bookmarkTags: Investment Strategy, Property Investment
Is It Better To Buy When Interest Rates Are High?
The Reserve Bank of Australia (RBA) raised the cash rate to 3.35%, and stated that further increases may be necessary to return inflation to target. However, it still might be a good idea to buy now, as the high-interest environment is only temporary, and you can refinance when...
Read morefolderCategory: Interest Rate
bookmarkTags: interest rate rise
folderCategory: Property Market
bookmarkTags: 2023 property market predictions, Property Market
Why You Should Consider Buying A Home In Sydney In 2023
CoreLogic’s Home Value Index showed a fall in Sydney dwelling values of 1.2% in January, as the average price for homes in the city plummeted below $1 million for the first time since March 2021. Interest rates are rising, increasing borrowing costs and making homes harder...
Read morefolderCategory: Property Market
bookmarkTags: Home Loan, Investment, real estate sydney
Should I Refinance When House Prices Are Falling?
The Australian housing market has been in a downturn since last year, with interest rates reaching record highs, shrinking borrowing power and lowering home prices. Many borrowers are looking to refinance to secure a lower interest rate on their home loan. But falling house prices...
Read morefolderCategory: Home Loan Articles
bookmarkTags: property market predictions 2023, Refinance, refinance home loan