Amazing Property Buys By Our Clients

100% LVR Home Loan With No Deposit No Guarantor And No LMI

Yes. Here's a detailed look at how we helped a lawyer purchase an apartment unit with no deposit, no guarantor and most importantly no LMI fees.

100% LVR No LMI Home Loans for Doctors

Are you a doctor and looking for a no LMI home loan? Read how our customer secured a 100% LVR home loan at a discounted interest rate and saved thousands.

105% No Deposit Home Loans for Doctors

Even with varying year-to-year income, learn how we were able to get our clients approved for a 105% doctor home loan with the LMI waived.

90% Cash Out Refinance

Learn how we were able to help a couple get a 90% cash out refinance to pay off their debt and make a deposit on a house.

95% LVR Home Loan With Low Deposit

Are you looking for a 95% LVR home loan with a lowest possible deposit? Find out how our specialist mortgage brokers can help.

A Bad Agent Is Your Best Friend

A professional real estate agent turned against the vendor and helped a friend of mine save thousands off a Lakemba property. Are ready to buy a property?

A Common Sense Approach To Living Expenses

After his divorce, Matt wanted to start again but his home loan application gets declined because of his living expenses. How did he get approved?

A Home Loan Christmas Miracle

After being outbid and their pre-approval falling through, a Brisbane couple were able to buy their first property thanks to senior broker Grant Martin.

A Race Against Time: Tucker And Lambie's Story

Tucker and Lambie Molle faced financial challenges that threatened their dream home. With help from Home Loan Experts, they secured a construction loan.

A Simple Home Loan Solution For Casual Employment

Discover how senior mortgage broker Mike Dogan was able to get a couple approved for a home loan despite one of them being in casual employment.

A Simple Maternity Leave Home Loan Solution

Are you having a hard time getting your home loan approved while you're on maternity leave? Find out how our specialist mortgage brokers can help.

A Solution For Approving Two Loans On Voluntary Leave

How can a couple get home loans approved for land and construction while one person is on voluntary leave?

Bad Credit And No Deposit Didn’t Stop Them From Buying Their Rental Home

Bad credit, no deposit, and complex finances didn't stop this couple from buying their rental home. Read their inspiring story.

Beyond Borders, Beyond Limits: An Expat Investment Success

Don't let non-resident expat status hold you back! See how Daniel and Grace overcame foreign-income hurdles and unlocked investment opportunities.

Beyond Traditional Limits: Owning Property with Trusts

Discover how Matthew used trust structures to buy a Brisbane property. Our experts secured a $444k loan, maximizing borrowing power. Start your investment journey with us!

Borrowing With A Small Deposit

Samantha was looking for a 95% home loan with just a 5% deposit. Discover how Home Loan Experts mortgage broker Amine Berrada was able to help.

Buying A Property With Foreign Income

Securing pre-approval for an expat with a 132 Visa and foreign income.

Buying Off The Plan With Low Doc

Anna didn't have the necessary documents to get her loan approved. Discover how Home Loan Experts mortgage broker Azita Bokan was able to help.

Buying Property In Australia As An Expat In Japan

Let's look at the finer details when purchasing an investment property in Australia as an expat living in Japan. A case study on expat home loans Australia.

Buying The Farm

Johnny & Christine wanted to buy a turf farm but seemed only high interest lenders could help. Luckily, mortgage broker Dean Frith found a cheaper solution.

Can You Get Home Loan With Overseas Income?

Australian citizens working overseas can get home loans to buy property in Australia even if their primary income is in a foreign currency.

Casual Worker Home Loans—Client Story

Curious about whether or not can casual workers get home loans? Find out how our expert brokers helped Justine with a casual employment mortgage.

Commercial Or Residential Property?

Read how our mortgage broker helped the client get 95% of the property value using a solicitor’s letter.

Common Sense Beats Foreign Income Policy

An Australian citizen and his New Zealand wife were knocked back for a home loan when the bank wouldn't accept her foreign income. A mortgage broker helped.

Comparing No LMI Home Loans As A Chartered Accountant

As a CA, you’ve probably already been pre-approved by your bank. However, you could be saving upwards of $20,000 in LMI fees with waived LMI loans.

Debt Consolidation With A Home Loan In Arrears

Refinancing a home loan in arrears with debts to consolidate is usually not accepted by most lenders. Find out how we were able to help this couple.

Declined For The 5% Home Deposit Scheme

After CBA knocked back his home loan application, learn how we helped Ben get approved from both the lender and the 5% Home Deposit Scheme.

Do Mortgage Brokers Save You Money?

Can a mortgage save you money? Here's an interesting story on how one of our brokers helped an expat save thousands of dollars during his home loan process.

Experts Help Expats Conquer Investment Hurdle

Don't let expat status hold you back! See how we helped Australian expats in Singapore secure a $400,000 investment property loan.

First Home Buyer Gets A Home Loan with Non-Genuine Savings

How an expert solved an unstable base income and a credit issue and helped a first home buyer get approved.

Getting A Home Loan Despite Rising Rates

Amy and Adam were looking to get a home while the cash rate was rising. Follow their journey on how they got their dream house with the help of our broker.

Getting A Large Cashout On A Low-Doc Loan

Follow Justin's journey as a self-employed contractor applying for a low-doc option to refinance his home loan.

Guarantor Home Loan With Bad Credit - Is It Possible?

A guarantor home loan with bad credit just isn't accepted by lenders. Only under exceptional circumstances can we help. Find out how we helped this couple?

Guarantor Home Loans | Getting A Loan Approval After Rejection

Do you qualify for a home loan if your employers are your parents? And, what if you don’t have an immediate family member as your guarantor?

Home Loan Approval On Work Cover

Can you get home loan approval using work cover income? Discover how Home Loan Experts mortgage broker Kameron Guiterrez was able to help.

Home Loan Approval With An Unpaid Default

Don't let a default hold you back from buying your dream home. Find out how Home Loan Experts mortgage broker Nirayu Shakya got them approved.

Home Loan Approval With Less Than A Year In Job

Having less than 12 months' work history can reduce your home loan borrowing power. Discover how a Sydney couple bought their first home.

Home Loans For 65-Year-Olds

Let’s look at how we were able to help a 65-year-old divorcee get a home loan. Learn what you need to qualify for a home loan for 65-year-olds.

Home Loans For Chartered Accountants — When Banks Dismiss Your Degree

What do you do when banks decline your accounitng degree when applying when applying for home loans for Chartered Accountants?

How $570K Equity Growth Helped Them Remove Their Guarantor

Learn more about this home loan type here.

How A Couple Overcame A Poor Bank Valuation

Sometimes a bank does a poor job at valuation. Find out how you can challenge and win the valuation to get a better cost of property.

How A Couple Secures A Lower Rate After Their Fixed Term Ends

A couple's mortgage interest rate increased by 4 percentage points after the fixed term, causing higher mortgage repayments.

How A Mortgage Application Mistake Nearly Caused Decline

How did an Australian couple manage to get their land and construction loan approved despite a mortgage application blunder?

How First-Time Buyers Found Their Perfect Home

Discover how a young couple overcame first-time buyer challenges to secure a $544,000 loan and their dream home with Home Loan Experts.

How One Payslip Turned Into Home Loan Approval

Michelle didn't realise her casual employment would see her home loan declined. Discover how Home Loan Experts mortgage broker Manish Rana was able to help.

How To Get A Self-Employed Mortgage With Varying Income?

Peter, who earns a self-employed income, got his mortgage settled for a property with postcode restrictions. Find out how we helped him.

How To Refinance With A Judgment

Do you want to refinance your home loan and consolidate debt but can't because you have a judgment on your credit file? There are ways to get approved.

Knocked Back For A Structural Home Renovation Loan?

When this couple's own bank knocked them back for a structural home renovation loan, find out how we were able to help them approved at a better rate.

LMI Waiver For Accountants With Foreign Qualifications

Here's how we were able to get a 90% LVR (loan to value ratio) home loan approved with the LMI waiver for accountants. This saved them $50,000 in LMI fees.

Low Deposit, Big Dreams: Building Their First Home

Feeling overwhelmed building your first home in NSW? We secured a 95% LVR construction loan for Harper & Liam with the FHBG. Get expert help, lower rates & build with confidence.

Missed Payments, Low Credit – You Won’t Believe What Happened Next | Client Story

Learn how Theo and Daisy refinanced and consolidated debts, reducing monthly payments by $3,655 with the expert help of a mortgage broker.

Mortgage Broker Delivers Land Loan Approval In Under 24 Hours

Discover how a skilled mortgage broker helped clients secure loan approval within 24 hours after weeks of delays, avoiding penalty fees and saving their land purchase.

Nepalese Expats Get A Home Loan Despite High LVR and 309 Provisional Visa

Expats Overcame High LVR and Visa Barriers to Own a Home Learn how our Nepalese clients secured a home loan in Australia. GET A FREE ASSESSMENT

Non-Resident Investment Property: American Gets Approved

As a non-resident, you might have difficulty in finding a suitable lender. Find out how we helped a couple purchase an investment property in Australia.

Overcoming Bad Credit And Financial Hardship | Client Story

Home Loan Experts helped Ben and Kate slash their monthly payments by $3655 and achieve financial stability. Discover how we can help you, too!

Pre-Approval With A Retired Guarantor

With a little help from Dad, Joanna and her daughter are buying their first home. Learn how her mortgage was pre-approved, even with a retired guarantor.

Pre-approval with Unpaid Default at 90% LVR

Mortgage can be pre-approved, even with an unpaid default. The key is to find the right mortgage broker to assess your situation and find solutions.

Quick Settlement: Risk Of Bidding At Auction

Having found their dream property, this couple put down a deposit at auction. They now needed a quick settlement. Find out how we were able to help.

Rameshwara’s Success: The $2M Commercial Loan Deal

Rameshwara Prabhu secured a $2M commercial loan under a family trust with expert help from Home Loan Experts.

Rebuilding After Tragedy: Laura’s Path From Financial Hardship To Hope

After losing her partner, Laura Hupp faced financial hardship. Home Loan Experts helped consolidate her debts.

Refinance Like a Pro: How A Couple Used Solar Panels to Score Lower Mortgage Rates

By refinancing with a green home loan, this couple reduced their interest rate, saved thousands, and accessed funds to achieve their investment goals.

Refinancing An Investment Property With A High Tension Power Line Nearby

Find out how we helped a couple refinance their investment property which had a high tension power line nearby, and to release equity and consolidate debt.

Refinancing And Equity Release For Renovations

Discover how Home Loan Experts helped a couple achieve their renovation dreams through refinancing and equity release.

Refinancing Home Loan With Only A 1% Buffer Rate

Lucas and Julie Hague refinanced their home and investment loans with Home Loan Experts with 1% serviceability buffer rate.

Refinancing To A Split Loan [Client Story]

Mary was worried about how high her repayments would be after she came off her fixed rate of 1.97%. Follow her journey toward saving money with a split loan.

Refinancing With Bad Credit

Looking to refinance your home loan but have bad credit? Learn from the experience of one of our clients, who successfully refinanced despite poor credit.

Rent As Genuine Savings For First Home Purchase

Can you get home loan approval using rent as genuine savings? Discover how Home Loan Experts mortgage broker Robert Mo was able to help.

Restricted Stock Unit Home Loans

Are you unable to find an Australian lender that accepts Restricted Stock Units as income for a mortgage? Find out how we can help you get a mortgage.

Retirement Age Home Loan With Debt Consolidation

Find out how our mortgage broker Pramesh Vaidya was able to help a 60-year-old refinance a home loan and consolidate credit card debts with a 30-year term.

Securing 100% of Property Price With Waived LMI

Are you seeking a waived LMI for borrowing 100% of the proper value? Find out how our specialist broker helped one of such clients" get a mortgage.

Securing an SMSF commercial property loan to expand business

Purchasing a commercial investment property through an SMSF commercial investment loan.

Self-Employed Couple Overcomes Odds to Secure Dream Home

Find out how the Schlapps overcame their challenges to get approved for a 90% home loan.

Self-employed Home Loan For Commercial Property

Read about how our broker helped a self-employed client get a loan for a commercial property despite a lot of challenges.

Single Parent Secures Home with Family Home Guarantee

Follow the tale of how Jane, a single mother of three, bought a place they all can call home.

Six Months in The Making: Cash-Out Refinance

For an expat, refinancing a home loan is complex with security in foreign currency. However, specialist mortgage brokers can help to simplify the process.

SMSF Property Investment Example

An SMSF property investment example. Find out how we helped a couple, purchase a second investment property under their SMSF.

Stratum Title Success Story

Many banks restrict lending when it comes to stratum title properties but Stuart was able to buy his new home with help from an experienced mortgage broker.

The Crottys' Low-Doc Loan Journey

Learn how Home Loan Experts can help you achieve your property investment dreams, even with low documentation.

The Marrickville Madhouse

Some new paint, floorboards and a good clean helped turn a horror home into a classy inner-city apartment. Read Nick’s story.

The Self Employed Expat Solution

An Australian expat got his mortgage refinanced despite having transitioned from PAYG to self employed less than 6 months earlier. How did he do it?

The Wunderlichs' Two on Loan, One on Title Deal

Thomas and Abbey Wunderlich secured a home loan despite having a lot of hurdles. Learn how Home Loan Experts can assist you too.

Trust Fund Distribution Add Back For Two Home Loans!

Most lenders do not make any add-backs. Learn how our expert broker got Dr Dan a trust fund distribution add back for two of his loans at the same time!

What To Do While Negotiating A Price For A House | Client Story

Find out how our mortgage broker helped a customer negotiate the price for a house and got them approved for a no LMI home loan!

When Life Gives You Dividend Income

Ben had done very well for himself investing in a managed fund but the bank would only use a small amount of his dividend income for a home loan.

Why Is It Difficult To Get Approved As An Expat Earning in HKD?

Read to find out how an Australian expat earning in Hongkong dollars secured a home loan in Australia in spite of challenging lender policies.

Winning a slot for the First Home Loan Deposit Scheme (FHLDS)

John bought his first home paying a low deposit and no LMI fees, through the FHLDS. Learn how we helped him secure his slot for this scheme.

Client Stories

Client Stories

Winning A Slot For The First Home Loan Deposit Scheme

Leveraging Policy Loopholes And Getting An Exception

95% LVR Home Loan With Low Deposit

Self-Employed Home Loan For A Postcode Restricted Location

Refinancing An Investment Property With A Nearby Overhead Power Line

How A Couple Secures A Lower Rate After Their Fixed Term Expired

Can Casual Workers Get Home Loans?

Securing A Home Loan With RSU Income

Rent As Genuine Savings For First Home Purchase

Structural Home Renovation Loans With Cost Plus Contracts

Pre-Approval With Unpaid Default At 90% LVR

Six Months In The Making: Cash-Out Refinance

Getting A Loan Approval After Rejection

Property Valuation: Challenged And Won

Retirement Age Home Loan With Debt Consolidation

Can You Get Home Loan With Overseas Income?

Non-Resident Buys Investment Property In Australia

Home Loans For Chartered Accountants: When Banks Dismiss Your Degree

Pre-Approved For 5% Home Deposit Scheme

Buying A Second SMSF Investment Property

Comparing No LMI Home Loans As A Chartered Accountant

Innovative 100% LVR Home Loan

In Need Of A Quick Settlement?

LMI Waiver For Accountants With A Foreign Qualification

Borrowing With A Japanese Income Currency

Debt Consolidation With A Home Loan In Arrears

105% No Deposit Home Loans For Doctors

Pre-Approval With A Retired Guarantor

How A Mortgage Application Mistake Nearly Caused Decline

Guarantor Home Loan With Bad Credit

Applying For A 95% Home Loan

Home Loan Approval With An Unpaid Default

Buying Off The Plan With Low Doc

Home Loan Approval On Work Cover

How One Payslip Turned Into Home Loan Approval

A Common Sense Approach To Living Expenses

New Job, New Home

Buying The Farm

When Life Gives You Dividend Income

Stratum Title Success Story

Common Sense Beats Foreign Income Policy

A Simple Home Loan Solution For Casual Employment

How To Refinance With A Judgment

The Self Employed Expat Solution

A Home Loan Christmas Miracle

A Bad Agent Is Your Best Friend

The Marrickville Madhouse

Related Topics

100% LVR Home Loan With No Deposit No Guarantor And No LMI

100% LVR No LMI Home Loans for Doctors

105% No Deposit Home Loans for Doctors

90% Cash Out Refinance

95% LVR Home Loan With Low Deposit

A Bad Agent Is Your Best Friend

A Common Sense Approach To Living Expenses

A Home Loan Christmas Miracle

A Race Against Time: Tucker And Lambie's Story

A Simple Home Loan Solution For Casual Employment

A Simple Maternity Leave Home Loan Solution

A Solution For Approving Two Loans On Voluntary Leave

Bad Credit And No Deposit Didn’t Stop Them From Buying Their Rental Home

Beyond Borders, Beyond Limits: An Expat Investment Success

Beyond Traditional Limits: Owning Property with Trusts

Borrowing With A Small Deposit

Buying A Property With Foreign Income

Buying Off The Plan With Low Doc

Buying Property In Australia As An Expat In Japan

Buying The Farm

Can You Get Home Loan With Overseas Income?

Casual Worker Home Loans—Client Story

Commercial Or Residential Property?

Common Sense Beats Foreign Income Policy

Comparing No LMI Home Loans As A Chartered Accountant

Debt Consolidation With A Home Loan In Arrears

Declined For The 5% Home Deposit Scheme

Do Mortgage Brokers Save You Money?

Experts Help Expats Conquer Investment Hurdle

First Home Buyer Gets A Home Loan with Non-Genuine Savings

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