Commercial Property Loans Made Easy
Get Better Rates & Expert Support

Whether you’re buying, refinancing, or developing a commercial
property, you need a loan that works for your business.

Talk To Our Experts

80% LVR

Borrow up to 80% LVR – even for specialised properties

Lower Rates

Access lower rates & flexible repayment terms

Fast Approvals

We handle the complex process for you

All Property Types

Get loans for retail, office, industrial, medical & more

Adelaide Bank ANZ St George Firstmac Westpac NAB ING Peppermoney Amp Bank Bankwest Macquarie Suncorp

Why Choose Us for Your Commercial Loan?

Higher LVRs: While banks cap LVRs at 60–70%, we work with specialist lenders to get you up to 80% LVR—less upfront, more cash flow for your business.

We Finance Almost Any Commercial Property:  Including office spaces, retail and shopping centres, industrial warehouses, hotels and accommodation, as well as medical and aged care facilities.

Unsure if your property qualifies? We’ll help you figure it out.

Talk To An Expert
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building with tree branches appearing from side

Why Consider A Commercial Property Loan?

  • Increased Working Capital: Maintain a steady cash flow to cover daily operational expenses, payroll or inventory.
  • Higher Rental Yields: Generate more income than typical residential properties.
  • Asset Growth: Build equity over time as property values appreciate.
  • Investment Diversity: Expand your portfolio with high-performing commercial assets.
  • Tax Advantages: Interest paid on commercial loans is tax deductible, which can lower your overall tax burden.

$8.7 Billion

Home Loan Settlements

We’ve helped Australians secure over $8 billion in home loans—because everyone deserves a place to call home.

16,435 

Happy Customers

276

Team Members

Looking for a commercial loan?

Tell us a bit about your plans, and one of our lending experts will be there to help.

Start Your Enquiry

Prefer to talk it through?

Call us on 1300 889 743 and speak directly with a commercial loan expert.

Call Us Now

Testimonials

Reviewer

Knowledgeable staff who are also investors – My go to mortgage broker firm.
The key difference is the abundance of staff who have investment portfolios and experience in complex deal structuring.
No brainer. Make sure you speak with Jonathan Preston.

Mike K

NSW

Reviewer

Never used a broker before, but needed to get equity out of an investment property loan to fund another investment property and required approval within a very short window. Also self employed which added to complexity. The team understood the requirements and deadline and communicated well to get it all done in timee. Would use them again

Darren

QLD

Reviewer

Very professional and knowledgeable – We have used Home Loan Experts before for our investment properties and I wouldn’t use anyone else. They are quick and prompt at getting the job done and as a investor that’s what we need.

Craig W

VIC

How it works

1

Start in minutes

Fill out our quick assessment form or call us at 1300 889 743

2

Receive expert guidance

A home loan expert will reach out to understand your needs.

3

Smart lending solutions

We’ll match you with lenders that align with your investment goals.