Home Loan Experts

How Much Can I Borrow Calculator

Disclaimer: The ‘How much can I borrow?’ calculator takes your income and expenditure and provides an accurate indication of how much you can afford to borrow.It combines the exact method used by the serviceability calculators of three banks to find out whether you’d be eligible for a home loan.

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Now that you know your borrowing power, talk to the experts to find the right home loan for your needs.

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Before You Buy: The Importance of Borrowing Power

The Secrets Of Borrowing Power And Maximising Your Mortgage Potential

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Borrowing Power FAQs

What Is Borrowing Power?

Your borrowing power, also called borrowing capacity, is the maximum amount of money a lender is willing to lend you, based on your financial situation.

Before approving you for a home loan, a lender will thoroughly assess your financial situation, looking at your income, expenses, existing debts, credit history and assets. The lender’s assessment will determine your borrowing power.

How Is Borrowing Power Calculated?

What Should I Do If My Borrowing Power Is Lower Than Expected?

What Factors Affect My Borrowing Power?

How Much Can I Borrow For An Investment Property?

How Can I Improve My Borrowing Capacity?

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