Mortgage Broker
As a mortgage broker, Ajar sees no reason why the home loan application process can’t be stress-free and straight forward. He intuitively understands how confusing and frustrating it can be to navigate the complexity of the home loan process. And that is precisely why he tirelessly works behind the scenes to make every application a fruitful and hassle-free experience. For him, getting a home loan approved is not a short term goal but a long term endeavour that will help his clients shape up their financial position. Going beyond what’s expected, if no lender is willing to take on his clients as a borrower, he will spend months, and sometimes even years in some cases, to get his clients to a point where they are in a position to get approved for a home loan. Moreover, as an expert on the lending policies of almost 40 lenders, he gets tough loans approved as is evident from his specialities.Ajar’s Specialities
- First Home Buyers
- Investment Loans
- Refinance or Equity Release
- Expat Home Loans, Non-resident Home Loans and Temporary Residents
- Bad Credit Home Loans like Defaults, Discharged Bankruptcy, Part IX agreement
- Low Doc Home Loans
- Low Deposit Home Loans
- Guarantor Home Loans
- Waived LMI
- Self Employed Home Loans
- Construction Loans
Ajar’s Background
Ajar joined Home Loan Experts in 2016 as a loan processing specialist. After a year working with Abacus Finance as a loan processing specialist (Home Loan Experts’ offshoring partner), his sharp eye for details and efficient working pattern saw him promoted to be an assistant broker. He then worked as an assistant broker and operations manager to senior mortgage broker, Jonathan Preston, helping hundreds of clients who were let down by the major banks. Aided by his extensive knowledge of lender policies and his exceptional customer service, Ajar came out on the other side as a mortgage broker with a thorough understanding of the end to end home loan process. He now wants to help as many people as he can, get into their forever home and achieve their dream of homeownership. In his own words, “He’s not just here to make clients; he is on a journey to make lasting friendships with them.”Qualifications
- Bachelor’s Degree in Business Administration
- Certificate IV in Finance and Mortgage Broking
- Trained in Anti-Money Laundering and Counter-Terrorism Financing
Ajar’s client stories
- Single Mum Finally Buys Home With Family Home Guarantee
- Getting A Large Cash Out On A Low-Doc Loan
- Can You Get Home Loan With Overseas Income?
- How A Couple Overcame A Poor Bank Valuation
- Why Is It Difficult To Get Approved As An Expat Earning In HKD
Ajar In The News
- Australian Broker – How brokers can help clients with mortgage arrears
Testimonials
Quynh and Jordan
SA
Thanks to Shristika, Ajar and Sneha from HLE
From the very beginning, Home Loan Experts. especially Shristika, Ajar and Sneha had showed a deep understanding of our needs and a commitment to finding the best possible mortgage solution for us. They were incredibly knowledgeable and patient, taking the time to explain complex financial terms and options in a clear and understandable manner. Their expertise in the mortgage market was evident, as they were able to identify lenders and products that perfectly aligned with our financial goals.
Throughout the entire process, they were highly responsive and attentive to our inquiries. They were always available to answer our questions, provide updates, and address any concerns we had. Their dedication and professionalism made the often-stressful process of securing a mortgage a breeze.
Joshua M.
WA
Approved with poor credit score
Can not thank Ajar and Shristika enough for helping me secure home loan refinance . I had a poor credit score due to applying for multiple loans and being knocked back. That's when I reached out to the Home loan Experts and at the time did not think I would get approval but here we are close to settlement. The process has been smooth and in a timely matter. I can now put myself back on track financially and improve my credit score.